Homeowners Association Fees to Fight Against Homeowners

To recap, in my neighborhood, we used to pay $50 per month for CDD fees and also $50 per month for HOA fees. As of January 2026, the HOA fees are $103 per month. There are 717 homes here.

Back when I attended that one meeting, I learned that only 40% of the homeowners in the community paid the HOA fees (and this was before the neighborhood was complete). OMG! How did we survive in this community? And what became of the people who were not paying their fees?

When you close on your home, you also get your 150-page HOA document and you become part of a club…or maybe it is a gang. Usually when you join a club/gang, it is to reap benefits for yourself by having a large entity fight on your behalf for the things you want and need. Think workers unions. Alternatively, you could join a club-gang in order to boost your self esteem and have the backing of others to hate on a bully other people who you deem lesser than yourself. Think of the KKK. But do you ever envision yourself joining a clubgang that you pay into that will fight you?

Everything is dandy while you are part of the in group:

And then you run into a snag, or two snags, or threes snags, or continuous snags in your life and you turn into enemy of the State, I mean, HOA. Your HOA is not your advocate nor your friend even when they declare in an e-mail:

The board is not above nor below the community we are one.

They can and will use their resources, I mean your resources, to fight against you.